Which report? Your credit report.
What's wrong with it? If you haven't seen it lately, it could be almost anything.
It could be stuff that you paid but was never updated. Ask any guy that has ever paid off his child support. Guaranteed, if he hasn't called the child support division where his case was handled and asked them to remove it, it is still on his report. Everyday that it is still on there, it is costing him money in higher rates.
It could be your personal data. With me, they never removed my maiden name or the errors of its spelling or the job I had 23 years ago. They also had addresses on my reports where I have never ever lived including one address in another state. They even had nine aliases for me. NINE! Three versions of my maiden name (which I haven't used my maiden name in 21 years), three spellings of my previously married name and three version of my currently married name. All of this bad data, through no fault of my own, looked bad.
As I found out while being denied a checking account due to my credit score, our cash can become not-good-enough for a bank and our cash loses its buying power.
With a poor credit score we get:
We can be denied:
Bottom line: Credit is not a luxury. It is a necessity! Especially if money is tight.
Make Your Report Right.
Bad credit is an open door for businesses to deny you anything and to charge you more for the same stuff.
A good credit report and a good credit score are necessities to function in society. Without being able to get a job, a car, or an account, people are doomed.
Getting a copy of your credit report is easy enough. It's all the red tape to dispute items that is tough. It's a full-fledged process that takes months. Life can get in the way and derail your project, but there are people that can help.
It is free to look and free to get started on your road to credit repair and financial recovery. Stop allowing other people to say, "no," or "sure, but it'll cost you extra." Take action today.
Copyright 2012 Make My Report Right. All rights reserved.